Top 5 International Travel Insurance Policies in India

You’re all excited about your abroad holiday plans and your travel departure date is just around the corner. You’ve everything planned everything meticulously, booked your flights and paid for your accommodation.

But, what would happen if due to any reason you need to cancel your trip, your holiday destination has a calamity like a hurricane or have undergone a terrorist attack, your luggage gets stolen while on the trip or you get injured?

Nobody likes to think about these mishappenings while planning for their dream vacation. However, a proper and realistic approach while planning your holiday will always work in your favour.

An international travel insurance policy will help you cover charges against any of these aforementioned unexpected events/emergencies and other related losses incurred while travelling.

Due to a steep rise in the demands of international trips among folks, insurance providers these days are providing a wide array of international travel insurance policies to meet the demands and needs of their international travelling customers.

In case you are wondering about how to choose the best travel insurance policy, here’s a look into 5 best travel insurance policies that can help you shortlist your search:

Apollo Munich Easy Travel Insurance Plan

Apollo Munich has been established as one of the most-preferred travel insurance providers for many years. Easy Travel Insurance Plan from Apollo Munich is designed for individuals as well as families.

You can use it for both the purposes.

  1. In case, you are using it for individual purpose, you will get coverage for dental, health, trip cancellation, treatment expenses, missed connections, trip curtailment, hijack allowance, trip delay, lost passport, loss of luggage, accident, personal liability and repatriation of the mortal remains.
  2. In case you are travelling with your family, you all will get coverage against dental treatment expenses, health, hijack allowance, trip curtailment, loss of luggage, lost passport, personal liability, trip delay, accident and repatriation of the mortal remains.

TATA AIG Travel Guard Plan

Tata AIG is one of the top travel insurance companies in the country which offers different international travel plans to help its customers meet their needs.

The ‘Tata AIG Travel Guard Insurance Plan’ provides coverage against accidents, sickness, loss of luggage, lost passport, dental treatment expense, flight cancellation or delay, legal assistance, emergency repatriation, emergency travel, hijacking, and death.

Religare Explore Platinum Travel Insurance Plan

The best thing about Religare Explore Platinum Travel Insurance Plan is that there is no upper ages limit to purchase this plan. In addition to that, it also doubles up the sum assured by default in case an insurance holder is hospitalized due to an accident.

This international travel insurance plan from Religare provides insurance cover to all the travellers globetrotting around the world except Canada and America. It provides coverage against hospitalization expenses, out-patient care, in-patient care, life-threatening conditions, daily cash allowance, additional sum insured for accidental hospitalization, business class up-gradation, compassionate visit, dental treatment expenses, accidental death, personal accident, emergency medical evacuation, trip cancellation, trip delay, trip interruption, repatriation of the mortal remains, passport lost, checked-in luggage delay, checked-in luggage loss, and personal liability.

HDFC ERGO Family Floater Travel Insurance Plan

HDFC ERGO is known for formulating and offering the best travel insurance policies to its customers.

The ‘Family Floater Travel Insurance Plan’ from HDFC Ergo provides coverage against accidental injuries, emergency medical charges, personal liabilities, medical evacuation, loss of luggage, flight delay,  lost personal documents, hospital cash benefit, repatriation of the mortal remains, emergency dental treatment expenses, contingency travel benefits, total disability, financial emergency assistance, hijack distress cash benefit and delay/loss of checked-in luggage.

Bajaj Allianz Travel Insurance Plan (Individual/Family)

Bajaj Allianz is known for its best international travel insurance plans to fulfil individuals as well as a family travel insurance needs.

  1. Individual Travel Insurance Policy from Bajaj Allianz provides coverage against medical expenses, trip delay, dental treatment expenses, passport lost, loss of baggage, hijacks, accidental injuries and personal liabilities.
  2. Family Travel Insurance Plan provides coverage against loss of luggage, hospitalization, disbursement of claims, trip cancellation, trip curtailment and burglary.

Final Thoughts:

One of the best ways to find an affordable international travel insurance plan is to shop around and compare travel insurance quotes. By comparing travel insurance plans, you get to compare different aspects such as the level of cover provided or any extra amount you’ll need to pay when you submit your claim.

All you need to do is enter few details such as whether you’ll need coverage for a complete year or for a single trip, when you need your cover to start working,  where you’re travelling,  who you’re going with, etc. Once you’ve entered these aforementioned details, you will be able to get quotes from a list of different travel insurance providers which will help you zero in on the best travel insurance policies suiting your needs.

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